Terms and conditions

1. Nature of the website

This website provides general information about financing and about our services. It does not constitute an offer of credit, a binding quotation, personal financial advice or investment advice, and no content on it creates an obligation to lend.

2. No guarantee of approval

Every application is individually assessed and may be declined. Any figure, term or condition discussed before a full assessment is indicative and may change. Only a written offer, and subsequently a signed agreement, creates rights and obligations.

3. Eligibility and availability

Products and services are available only where permitted by the law of your country of residence and subject to the applicable regulatory requirements. Nothing on this site is an offer where such an offer would be unlawful.

4. Accuracy of information you provide

You agree that information you submit is accurate, complete and current, and that you are entitled to submit any information relating to a third party. Providing false or misleading information may result in refusal, termination of an agreement, and referral to the authorities where fraud is suspected.

5. Permitted use

You may use this website for lawful personal or business purposes only. You must not:

• Attempt to gain unauthorised access to any part of the site or its infrastructure.
• Introduce malicious code or interfere with the site's operation.
• Scrape, copy or reuse substantial parts of the content for commercial purposes without written permission.
• Use the site to transmit unlawful, defamatory or infringing material.
• Impersonate another person or misrepresent an affiliation.

6. Intellectual property

The content, design, text, code and marks on this site are owned by Fortis Capital or its licensors and are protected by intellectual property law. You may view and print pages for your own use. Any other reproduction requires written permission.

7. Third-party links

Links to external sites are provided for convenience. We do not control them, do not endorse their content, and accept no responsibility for it.

8. Availability

We aim to keep the site available but do not guarantee uninterrupted access. Access may be suspended for maintenance, security or reasons beyond our control.

9. Liability

To the extent permitted by law, we are not liable for loss arising from reliance on general information published here, from interruption of the site, or from the acts of third parties. Nothing in these terms excludes liability that cannot lawfully be excluded, including liability for fraud or for death or personal injury caused by negligence.

10. Complaints

If something goes wrong, please use the complaints procedure published on this site. Where an alternative dispute resolution body applies to our activities, it is identified as [ALTERNATIVE DISPUTE RESOLUTION BODY].

11. Changes to these terms

We may amend these terms. The version published at the time of your visit applies, and the date above indicates when it last changed.

12. Governing law and jurisdiction

These terms are governed by the law of Luxembourg, and the courts of Luxembourg have jurisdiction, without prejudice to any mandatory consumer protection rules in your country of residence.